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Gig Worker Net Hourly Calculator

Stop confusing Gross Revenue with Take-Home Pay. Find out exactly what your time and car are worth.

MATH

The Golden Breakdown

100% Gross Payout
- 30% Car Expenses
15.3% rate on 92.35% of modeled profit

If you gross $25/hr on the app, your true net hourly take-home is typically closer to $13 to $16/hr.

Explore the Decision Toolkit

Use the tools first, then open city pages only after you know what question you are trying to answer.

Top 5 FAQs: Gig Work Economics

1. Why is "Net Hourly" lower than local minimum wage?

Gig drivers are independent contractors, meaning the app company (Uber, DoorDash, Lyft) is not required to guarantee local minimum wage. After funding your own gas, car maintenance, and self-employment taxes, your actual net margin can drop significantly depending on city traffic.

2. How is Net Profit calculated mathematically?

Modeled take-home = gross earnings minus miles driven × the current $0.76 IRS mileage proxy, then an estimated SE-tax calculation on 92.35% of the remaining profit. Divide by total online/work hours, not only active app hours.

3. Does taking $3 orders ever make mathematical sense?

Rarely. In a $3 order, you spend time picking up and dropping off. Even if it takes only 15 minutes and 2 miles round trip, the depreciation and gas (2 miles x 76¢ per mile ($0.76), effective July 1, 2026 ) wipes out half the earnings before factoring in taxes or your time.

4. Can I write off my car payment instead of mileage?

Taxpayers generally choose between the standard mileage method and eligible actual vehicle expenses for a vehicle and tax year. The better method depends on your eligibility and records; compare both with a qualified tax professional.

5. Do I count time spent waiting for orders/rides?

Yes! The apps only show "Active Hours" (when you have a passenger/food), which inflates your hourly wage. If you left home at 5 PM and returned at 10 PM, your divisor is 5 hours, regardless of whether you spent 2 hours parked in a lot waiting for a ping.